Learn About Our Plans
Qualified Health Plans (QHP) are health insurance plans you can purchase through Access Health CT that provide coverage for the same set of minimum Essential Health Benefits, regardless of the level of the plan selected. These plans must also follow established limits on cost sharing (like deductibles, co-payments, and out-of-pocket maximum amounts) and meet other requirements under the Affordable Care Act.
Before you pick a new health and/or dental plan, make sure you know how our plans work and what services are covered. You can use our Compare Plans tool to explore the plan details and find one that works for you. Keep your own needs in mind — search for your doctors, prescription drugs and expected medical services before you apply.
Our Insurance Companies
Access Health CT certifies the insurance companies and the health and dental plans that they sell through Access Health CT to make sure you have access to affordable care that covers everything required by law. Each insurance company offers a broad array of useful information to help you make the most of your plan(s). We offer healthcare plan options through:
Understand Plan Types and Important Terms
Monthly Premiums
Your monthly payment (or premium) x 12 months (minus any financial help you may qualify for).
Yearly Deductible
The amount you pay each year before your plan pays anything (from $0 to several thousand dollars, depending on the plan). All plans offered through Access Health CT allow individuals to get certain covered services without having to pay their deductible.
Copayments & Coinsurance
Charges (a set dollar amount or percentage) you pay each time you visit a doctor, get care, or buy a prescription drug.
Understand Plan Types and Important Terms
Latest from the blog
If You’ve Had a Recent Life Change, You May Qualify to Enroll in Health and/or Dental Coverage Outside of Open Enrollment
Access Health CT’s goal is to connect you to the best health and/or dental insurance plan for you. We do that each year starting November 1 during Open Enrollment (OE). But did you know that some people may qualify for enrollment outside of OE? If you recently...
Supporting Healthy Black Communities: Closing the Health Equity Gap
Connecticut’s population is becoming increasingly diverse. In fact, the number of Connecticut residents who identify as a person of color increased to 36.8% in 2020. It was previously 28.8% in 2010, according to the 2010 U.S. Census. Despite the increase in diversity,...
How to Read Form 1095-A
Did you receive a Form 1095-A from Access Health CT (AHCT)? It’s an important form that the primary tax filer in your household will need to file your household’s federal income tax return. If you or anyone in your household were enrolled in a Qualified Health Plan...
Choose a Health Insurance Plan through Access Health CT
Plan Options for You & Your Family Choosing a health insurance plan can be complex. From Bronze, Gold and Silver level options to the different insurance companies and provider networks — there are many things to think about. That’s why it’s so important to make...