Access Health CT is also the only place in Connecticut where individuals, families, and small businesses can get financial help with their health insurance costs, if they qualify.
Access Health CT was established to meet the requirements of the federal Health Care Reform law (or Affordable Care Act), which requires that states have a “health insurance exchange” (or marketplace) in place by January 1, 2014.
Access Health CT is for you if:
Change is coming. On October 1, you can begin using Access Health CT to find coverage for yourself and your family. Here’s what you can do right now to get ready:
You’ve already taken this step by visiting our site! Be sure to read our FAQs. Check back often between now and October, as we’ll be adding sneak previews of plans and other helpful information.
Download the “What is Access Health CT” flyer [PDF]
Come back to this site in October to begin exploring your health insurance options. If you prefer, get expert help by phone, or meet with an insurance agent or community partner trained by us.
We can help you quickly determine if you qualify for financial help for a health plan, Medicaid or other insurance programs. All we need is some basic financial information.
The name-brand plans we offer have all met State standards for quality and value. We make it easy to do apples-to-apples comparisons online so you can find the right one for you.
With just one simple application, you can enroll in any plan we offer, from any insurance company, as well as apply for financial
Download the “How to enroll” handout [PDF]
It’s the law. All U.S. citizens and legal residents must have healthcare coverage by the start of the year. If you do not, you could face a tax penalty.
Tax Penalties for 2014–2016
or 1% of household income, whichever is greater*
or 2% of household income, whichever is greater*
or 2.5% of household income, whichever is greater*
* The percentage penalty is imposed on gross household income over the federal income tax filing threshold. Certain people may not be subject to a penalty, such as those whose gaps in coverage are less than a continuous three month period in a single year. In addition, the penalty may be subject to a cap.
For more information on the tax penalty, visit the Kaiser Family Foundation.
With Access Health CT, it’s easier than you may think to get coverage for yourself or your family. If you make under $45,960 or your family makes under $94,200, you could get a real break on health insurance costs – with financial help available only through Access Health CT. You may even qualify for free coverage through Medicaid, which you can also get through Access Health CT.
|Eligible for Medicaid*||Eligible for Financial Help*|
|Single||Income up to $15,856||Income from $15,857 up to $45,960|
|Family of 4||Income up to $32,499||Income from $32,500 up to $94,200|
Here’s more good news for you and your family. Under new health reform laws, you can no longer be denied healthcare coverage for a pre-existing condition. Even better, you can feel confident that the plan you buy will meet your healthcare needs. All Access Health CT plans have met high standards for quality set by the State. And all offer preventive care at no cost and wellness programs to keep you healthy.
When our online health insurance marketplace opens in October, shopping for health coverage will be easier than ever. You’ll be able to quickly compare quality health insurance plans from name-brand insurance companies, find out if you’re eligible for financial help, and enroll in coverage – all in one place. You can also get expert help over the phone, or in person from an insurance agent or a specially trained Access Health CT partner.