Special Enrollment - Access Health CT openEnroll_start=11/01/2021
openEnroll_end=01/15/2022
windowShoppingStart=10/23/2021
windowShoppingEnd=10/31/2021
chatSecureURL=https://support.accesshealthct.com/app/chat/ci/ws/get
chatSecureValueP=832
chatUnsecureURL=https://support.accesshealthct.com/app/chat/ci/ws/get
chatUnsecureValueP=526
Select Page

Special Enrollment

Home > Find a Plan > Special Enrollment

Special Enrollment Period

Access Health CT opened a Special Enrollment Period for from May 1 – August 15, 2021 for new and existing customers to take advantage of newly available financial help for people at virtually all income levels through the 2021 American Rescue Plan Act. A Special Enrollment Period is a time outside of the Annual Open Enrollment Period when you can sign up for health insurance coverage through Access Health CT.

Common Qualifying Life Events

Qualifying Life Events open a Special Enrollment Period to enroll in health insurance anytime of year. Typically, you have 60 days from the date of your Qualifying Life Event to begin an application. You will also be required to verify your qualifying life event in order for your coverage to begin.

Residents who are under-insured, uninsured, or would like to receive newly available financial help from May 1 – August 15, 2021.

Exhaustion of COBRA coverage. Early termination of COBRA coverage does not qualify as a QLE.

Losing your coverage due to job change. Voluntary cancellation of coverage or termination by the insurer due to non-payment of monthly payments (premiums) does not qualify as a QLE.

Losing coverage through your spouse or parent. Be sure to know when the policy will end in order to understand the best time to enroll.
Click here to see a full list of Qualifying Life Events.

Enrollment Checklist:

What you need to complete an application

Have this information for yourself and anyone in your household applying for coverage:

• Dates of Birth
• Social Security numbers
• Visa, green card or immigration documents
• Most recent W2 and/or Form 1040, Form 1099
• Current insurance coverage
• Paystubs, Profit & Loss statements, or other employment information to confirm income for everyone in your tax household

Frequently Asked Questions: Special Enrollment Period

1. What is the American Rescue Plan Act of 2021?

The American Rescue Plan Act (ARP) which President Biden signed into law on March 11, will make health insurance coverage more affordable and accessible for many Connecticut residents during the current health crisis, by virtually eliminating or vastly reducing monthly payments (premiums) for many people with low and moderate incomes who enroll through Access Health CT; and providing new financial help for people with somewhat higher incomes who can face high premiums.

2. What is a Special Enrollment Period

Access Health CT will have a new Special Enrollment Period for residents who are underinsured, uninsured, or would like to receive newly available financial help from May 1 – August 15, 2021.

A Special Enrollment Period is a special window of time during the year when you can enroll in health and/or dental insurance coverage through Access Health CT. To get a Special Enrollment Period, you must prove that you have a Qualifying Life Event – and you will have 60 days from the date of that event to complete an application with Access Health CT. Please note that if you qualify for Medicaid/CHIP, or if you are an American Indian or Alaska Native, you can enroll any time of year.

3. How will my 2021 unemployment benefits impact the cost of my plan?

As part of the American Rescue Plan Act, individual taxpayers that are eligible for or that collected Unemployment Insurance (UI) benefits at any time in 2021, will be automatically considered to have an annual income at 133% of the Federal Poverty Level ($12,880) and will be eligible for a nearly $0 premium benchmark silver plan with comprehensive cost sharing subsidies this year.  To get started, sign in and report a change to your application or create an account.

4. What is a Qualifying Life Event?

A change in your life — like losing health coverage, getting married, having a baby or moving to Connecticut— that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period. Click here to see a full list of Qualifying Life Events.

5. When will my coverage begin?

You will need to verify your Qualifying Life Event in order for your coverage to begin.  Specific start date will depend on your situation.

6. How to provide Special Enrollment Verification: Proof of Your Qualifying Life Event

Once you’ve selected a plan, you will be asked to send proof of your Qualifying Life Event within 30 days. We have to verify that information before your application can be processed. More information here. • After you enroll, we may also ask for proof of other information in your application, such as your annual income or identity. Make sure that you respond to our requests for documents or information! More information here.

7. How do I start an application?
Welcome to Access Health CT!

Welcome to Access Health CT!

Affordable Health Insurance for You, Your Family or Small Business. New to Access Health CT? Here’s what you need to know Access Health CT (AHCT) is Connecticut’s official health insurance marketplace, where you can shop, compare and enroll in quality healthcare.

Choose a Health Insurance Plan with Access Health CT

Choose a Health Insurance Plan with Access Health CT

Affordable Plan Options for You & Your Family Choosing a health insurance plan can be complicated. From different metal level options, to understanding the coverage, and different insurance companies and provider networks.

We're here to help... and all help is free

Whether you have a quick question, don't understand terminology, or need help enrolling, there are help options to get you the answers you need.