Learn About Our Plans
Before you pick a new health and/or dental plan, make sure you know how our plans work and what services are covered. Keep your own needs in mind – search for your doctors, prescription drugs and expected medical services before you apply.
Our Insurance Companies
Access Health CT certifies the insurance companies and the health and dental plans that they sell through Access Health CT to make sure you have access to affordable care that covers everything required by law. Each insurance company offers a broad array of useful information to help you make the most of your plan(s). We offer healthcare plan options through:
Monthly Premiums
Your monthly payment (or premium) x 12 months (minus any financial help you may qualify for)
Yearly Deductible
The amount you pay each year before your plan pays anything (from $0 to several thousand dollars, depending on the plan)
Copayments & Coinsurance
Charges (a set dollar amount or percentage) you pay each time you visit a doctor, get care, or buy a prescription drug
Understand Plan Types and Important Terms
Access Health CT is Connecticut’s official health insurance marketplace, where you can shop, compare and enroll in quality health and dental plans. It is also the only place where you can qualify for financial help to lower your costs, and if eligible, enroll in free or low-cost coverage through HUSKY Health Programs (Medicaid and the Children’s Health Insurance Program (CHIP)) or the Covered Connecticut Program.
Latest from the blog
Seven Great Reasons to Take Another Look at Your Healthcare Coverage
We’ve all become more focused on protecting our health and our pocketbooks, so this is a great time to take a second look at your healthcare coverage. You might be surprised to find that there are many types of coverage you can choose from, and that you may qualify...
The Inflation Reduction Act Means More Access to Affordable Coverage in CT
Residents can act during the Open Enrollment Period from November 1, 2022 – January 15, 2023. Many current customers will continue to see lower monthly bills. The Inflation Reduction Act (IRA) makes health insurance coverage more affordable by greatly reducing monthly...
Five Fast Facts About Open Enrollment: What you need to know
1. What is Open Enrollment? Open Enrollment is the time you can shop, compare and enroll or renew in a Qualified Health Plan (QHP). You can now shop, compare and enroll in health and dental insurance at the same time through Access Health CT. Whether you are renewing...
Enrolling in Dental Insurance Is Easier Than Ever Before
Starting November 1, 2022 you can add a dental plan directly to your health insurance enrollment application If your health insurance plan does not provide full dental coverage for adults, stand-alone dental plans are a great option. You can now shop, compare and...